ONEVolver

TERMS AND CONDITIONS OF USE

1. GENERAL INFORMATION

These Terms and Conditions of Use (hereinafter, the “Terms”) regulate the access and use of the website https://www.one.lat (hereinafter, the “Platform”), as well as the content, functionalities, tools, and services that ONE makes available through it, and constitute a legally binding agreement between ONEINFINITE PLATFORM S.A.C., a company incorporated under the laws of the Republic of Peru, owner of the Platform (hereinafter, “ONE”), and you, whether a natural person or a legal entity that accesses, registers, or uses the Platform as a technological tool to facilitate the offering, promotion, commercialization, and sale on your own account of digital products and/or services (hereinafter, the “Entrepreneur”).

The Platform is a digital solution oriented toward Entrepreneurs, creators, and companies wishing to create, publish, promote, and sell content, knowledge, experiences, services, training, consulting, digital resources, and other benefits offered in digital format, as well as to access tools destined to facilitate the management of their commercial operations.

Important: Please read these Terms and Conditions carefully before accessing, registering on, or using the Platform.

By accessing the Platform, creating an account, using any of its functionalities, or clicking “accept” or any equivalent acceptance mechanism, you express your consent and agree to be legally bound by these Terms. You declare that you have read and understood ONE's Privacy Policy, which forms an integral part of the framework applicable to the use of the Platform.

Furthermore, you acknowledge and accept that the use of the Platform may be subject to specific policies, conditions, and/or legal notices published or made available by ONE, which shall be deemed incorporated into these Terms by reference to the extent applicable. If you do not accept these Terms, the Privacy Policy, or other applicable conditions, you must not access, register on, or use the Platform.

ONE may modify, update, or replace these Terms at any time and at its sole discretion, as well as any policy, guideline, specific condition, or complementary document related to the Platform. Such modifications shall enter into force upon their publication on the Platform, or from the date expressly indicated in the corresponding update. Consequently, continued access, registration, or use of the Platform after such publication or effective date shall constitute acceptance of the modified Terms.

2. DEFINITIONS

3. THE SERVICES

3.1 Nature and scope of the Platform

The Platform constitutes a digital ecosystem that allows Entrepreneurs to offer, commercialize, and manage digital products and/or services, and Users to access, acquire, or pay for said products and/or services. ONE provides technological tools, functionalities, and integrations aimed at facilitating the administration of said activity, the interaction between Entrepreneurs and Users, and the operational coordination of transactions channeled through the Platform.

3.2 Products and/or Services of the Entrepreneur

The Entrepreneur is solely and exclusively responsible for their products and/or services, as well as for all information, content, terms, conditions, offer rules, access and use modalities, delivery, provision, support, and other aspects linked to them.

When a User performs a transaction regarding the Entrepreneur's products and/or services through the Platform, the contractual relationship regarding those products and/or services is established directly between the User and the Entrepreneur. Consequently, ONE does not act as a party or guarantor regarding said relationship, nor will it be liable for disputes, claims, damages, losses, or harms of any nature arising from the relationship between the Entrepreneur and the Users, or from their relationship with third parties.

3.3 Relationship of the Entrepreneur with ONE

By using the Platform, the Entrepreneur contracts the services provided by ONE and does not acquire, by that fact alone, the status of employee, collaborator, representative, agent, partner, associate, ally, or any other equivalent connection with ONE. Consequently, the Entrepreneur may not present themselves to third parties as if they maintained that type of relationship with ONE, nor act in the name or for the benefit of ONE.

The Entrepreneur must act at all times in their own name, on their own account, and for their own benefit. Without prejudice to the functionalities and integrations available on the Platform, the Entrepreneur retains full autonomy to develop their activity, define their commercial practices, and organize their relationships with Users under their exclusive responsibility.

3.4 ONE's Operational Responsibility toward Card Integrated Providers

Without prejudice to the Entrepreneur's obligations established in Section 3.2, ONE assumes operational responsibility toward the Integrated Providers that process card payments for the availability of access to the digital products and/or services commercialized through the Platform, under the terms described in Section 9.2. The Entrepreneur acknowledges that this assumption of responsibility toward said Providers does not limit or replace their obligations under Section 3.2 nor their indemnification obligation provided in Section 6.3.

4. ACCOUNT ELIGIBILITY AND VERIFICATION

4.1 Eligibility Requirements

To request access to and use of ONE Services, the Entrepreneur must comply, at all times, with the following requirements:

The Entrepreneur must meet the preceding requirements at the time of registration and during the entire duration of the relationship with ONE.

4.2 Registration and Provision of Information

To fully access and use the Services, functionalities, and payment methods enabled through the Platform, the Entrepreneur must complete the corresponding registration, onboarding, and verification process, which may be carried out before ONE and/or before the Integrated Providers, depending on the applicable operational flow.

To this end, the Entrepreneur must provide, in a complete, precise, truthful, and updated manner, all information and documentation requested by ONE and/or the Integrated Providers, including that necessary to validate their identity, activity, commercial profile, contact information, Wallet Address, and other relevant aspects for accessing and using the Services. Likewise, ONE and/or the Integrated Providers may require at any time additional information or documentation to supplement, update, or validate that previously supplied.

The failure to deliver requested information, as well as the provision of false, inaccurate, incomplete, inconsistent, or outdated information, may result in the rejection of the registration request, the inability to access or use certain Services, functionalities, or payment methods, the suspension of the account, or the inability to continue using the Platform.

4.3 Verification Process

The registration, onboarding, and verification process may include, as applicable, the following stages:

The creation of an account on the Platform allows the Entrepreneur to access their management panel within the Platform. The admission and enablement of the Entrepreneur shall be subject to the discretionary evaluation and approval of ONE, and is not automatic.

The Entrepreneur acknowledges that the activation of sale functionalities, payment processing, and the ability to receive settlements depend solely and exclusively on the operational enrollment and approval of the Integrated Providers. ONE does not guarantee that access to the Platform will result in enablement by said Providers, who act independently according to their own risk and compliance criteria.

4.4 Limitations of Verification

The verification process carried out by ONE and/or by the Integrated Providers aims to evaluate, based on the information available at the time of review, the apparent legitimacy of the Entrepreneur, their activity, and their risk profile. Consequently, the Entrepreneur acknowledges and accepts:

4.5 Enhanced Reviews and Additional Controls

ONE and/or Integrated Providers may apply enhanced review measures, additional controls, or complementary requirements to those Entrepreneurs who present high operational volumes, material changes in their activity, claims, chargebacks, or unusual activity. These measures include the request for extra information and documentation, complementary technical validations, and periodic reviews destined to manage risks and ensure operational compliance.

4.6 Rejection or Cancellation of Registration

ONE and/or the Integrated Providers may reject a registration request when:

The adoption of any of these measures by ONE and/or the Integrated Providers shall not generate, by itself, any right to compensation in favor of the Entrepreneur.

4.7 Retention of Information and Documentation

ONE will retain the Entrepreneur's information and documentation for the periods necessary for the provision of the Services, management of the contractual relationship, compliance with legal, regulatory, fiscal, accounting, operational, security, fraud prevention, compliance, auditing obligations, handling of claims, defense of rights, and responding to requirements of competent authorities or intervening third parties.

Likewise, certain information may be retained or required by Integrated Providers according to their own terms, policies, legal, regulatory, and operational obligations. Once the applicable periods have expired or the purpose justifying its conservation has ceased, the information will be deleted, anonymized, or processed according to the Privacy Policy and applicable regulations regarding personal data protection.

5. OBLIGATIONS OF THE ENTREPRENEUR AND ACCEPTABLE USE OF THE PLATFORM

5.1 General Obligations of the Entrepreneur

The Entrepreneur binds themselves to access, use, and operate on the Platform in accordance with these Terms and Conditions, applicable regulations, and other applicable policies. In particular, the Entrepreneur must:

5.2 Responsibility of the Entrepreneur toward Users

The Entrepreneur is solely and exclusively responsible toward Users for:

5.3 Acceptable Use of the Platform

Access to and use of the Platform must be performed in a lawful, diligent, respectful manner and according to the purpose for which it was made available by ONE. Consequently, and without prejudice to other restrictions provided in these Terms and Conditions, Entrepreneurs may not use the Platform to:

5.4 Prohibited Activities and Categories

Entrepreneurs may not use the Platform to offer, promote, commercialize, or channel operations linked to products, services, content, or activities included in any of the following prohibited categories:

ONE may, at its sole discretion, restrict, reject, or remove any product, service, account, operation, or activity that it considers included in any of the preceding categories, or that could be incompatible with the rules of payment networks, service providers, applicable regulations, or internal risk and compliance policies.

6. LIMITATION OF LIABILITY AND INDEMNIFICATION

6.1 Disclaimer of Liability

The Platform, as well as the services, functionalities, integrations, and other tools made available by ONE through it, are provided on an "as is" and "as available" basis, according to the technical and operational conditions existing at the time of use. ONE does not grant warranties of any kind, whether express or implied, regarding the Platform or the services provided through it, including, without limitation, warranties of uninterrupted availability, continuous operation, absence of errors, security, suitability for a specific purpose, accuracy, reliability, or adequacy to the expectations of Entrepreneurs.

In particular, ONE does not guarantee that:

6.2 Limitation of Liability

To the maximum extent permitted by applicable regulations, ONE shall not be liable for indirect, incidental, special, exemplary, punitive, or consequential damages, nor for loss of income, profits, business, opportunities, data, reputation, or goodwill arising out of or related to the access, use, inability to use, or operation of the Platform or any of its services, even if ONE had been informed of the possibility of such damages.

Without limiting the foregoing, ONE shall not be liable for damages, losses, claims, or harms derived from:

6.3 Indemnification

The Entrepreneur binds themselves to indemnify, defend, and hold harmless ONE, its directors, administrators, employees, representatives, agents, and collaborators against any claim, action, demand, damage, loss, liability, cost, or expense, including reasonable attorneys' fees and judicial or extrajudicial costs arising out of or relating to:

7. OPERATIONAL COORDINATION OF PAYMENT TRANSACTIONS

7.1 Intervention of ONE and Linked Third Parties

ONE facilitates the Entrepreneur's access, through the Platform, to certain Payment Methods, mechanisms, and operational flows provided by Integrated Providers, so that Users can pay for the digital products and/or services offered by the Entrepreneur. Said operations will be processed, managed, converted, reconciled, and/or settled, as applicable, exclusively by the Integrated Providers or other intervening third parties, according to the operational flow applicable in each case.

In this context, ONE acts as a technological interface between the Entrepreneur and the Integrated Providers, limiting itself to integrating systems, channeling technical communications and operational instructions, and allowing functional traceability of operations carried out through the Platform, without intervening as a financial entity, money transmitter, custodian of funds, administrator of third-party funds, or provider of digital asset custody services. Without prejudice to the foregoing, regarding Integrated Providers that process card payments, ONE assumes the operational responsibilities described in Section 9.2, according to the agreements concluded with said Providers.

The Entrepreneur acknowledges and accepts that certain aspects of the operations, including the availability of Payment Methods, validations, authorization, approval or rejection of operations, credit times, currency conversion, quotes, settlements, limits, rejections, blocks, reversals, restrictions, and other operational conditions depend on the rules, capacities, policies, terms, and decisions of the Integrated Providers and/or other intervening third parties. ONE does not guarantee the availability, continuity, accuracy, permanence, or performance of services provided by third parties, nor of the blockchain networks used, and may incorporate, replace, modify, suspend, or discontinue their use when necessary or convenient for operational, technical, commercial, regulatory, security, compliance, or risk management reasons.

7.2 Authorization for Operational Management

For the provision of the Services, the Entrepreneur authorizes ONE to act as a technological link and operational coordinator of transactions before the Integrated Providers. This function is limited to facilitating the infrastructure for communication and transmission of data necessary for the execution of the operational flow.

To this end, the Entrepreneur authorizes ONE to share with the Integrated Providers the information and documentation required for the provision of services. Likewise, the Entrepreneur authorizes the Integrated Providers to, under their own responsibility and in accordance with their terms, process, validate, convert, and settle operations channeled through the Platform. This authorization includes the conversion of fiat currency to digital assets (such as USDC) and its direct credit to the designated Wallet Address, once the operational and compliance controls of said Providers and the applicable Blockchain Networks are met.

7.3 Terms and Conditions of Integrated Providers

The Entrepreneur acknowledges and accepts that access to, activation, or utilization of certain Payment Methods, functionalities, or Services may be subject to the acceptance and fulfillment of terms and conditions, privacy policies, electronic consents, acceptable use policies, onboarding requirements, declarations, authorizations, and/or delivery of information or documentation required by the Integrated Providers.

Integrated Providers may approve, reject, observe, limit, suspend, block, retain, reverse, cancel, or condition operations, functionalities, settlements, Payment Methods, countries, currencies, digital assets, or accounts in accordance with their own terms and conditions, internal policies, and applicable regulations. The acceptance of these Terms does not replace or limit the Entrepreneur's obligation to accept, comply with, and keep current the applicable terms and conditions, policies, consents, and requirements of the Integrated Providers when required for the use of certain Services.

7.4 Economic Ownership of Funds

The amounts derived from operations channeled through the Platform shall economically correspond to the Entrepreneur from the effective confirmation of payment by the intervening Integrated Provider, once the ONE Fee and any other concepts applicable under these Terms are deducted.

Said economic ownership does not imply immediate availability, transfer, or settlement. Until effective settlement occurs, funds may remain in the custody of the intervening Integrated Provider according to its own operational terms and timelines. ONE does not intervene in said custody, has no access to those funds, and assumes no responsibility regarding their availability, release, or withholding.

7.5 Charge Identification

The Entrepreneur acknowledges and accepts that, for operational, technical, commercial, regulatory reasons, or reasons linked to ONE, the Integrated Providers, or other intervening third parties, the charge corresponding to a transaction made through the Platform may be identified in the User's summary, extract, account statement, or equivalent medium under the name of ONE, an Integrated Provider, or under any other commercial or operational descriptor enabled for the corresponding operation, and not necessarily under the name of the Entrepreneur.

Said identification of the charge does not imply nor can it be construed as meaning that ONE, the Integrated Provider, or the intervening third party are guarantors, sellers, providers, or part of the commercial relationship regarding the products and/or services acquired by the User, which corresponds exclusively to the Entrepreneur.

8. FEES AND SETTLEMENT

8.1 ONE Fee

Use of the Platform has no fixed costs, monthly charges, or subscription fees. ONE charges only one fee for each sale completed through the Platform (the “ONE Fee”), consisting of:

The ONE Fee is the only commission deducted from the Entrepreneur for the use of the Platform and includes the processing, network, and settlement costs associated with the operation. Applicable taxes are governed by Section 8.3.

The ONE Fee is deducted automatically on each operation, without requiring additional authorization from the Entrepreneur. The resulting amount is credited in USDC, truncated (rounded down) to the minimum USDC unit used; it is never rounded up. The Entrepreneur may consult the details of their operations through the Platform.

8.2 Modification of the Fee

ONE may modify the ONE Fee by prior notice to the Entrepreneur at least seven (7) calendar days in advance, through the Platform and/or the registered email. Continued use of the Services after the modification enters into force shall imply its acceptance, without prejudice to the Entrepreneur’s right to cease using the Services in accordance with Section 10.4.

8.3 Taxes and Fiscal Charges

The ONE Fee is expressed excluding taxes, fees, withholdings, perceptions, or fiscal charges that may be applicable under the regulations in force in the jurisdiction of the Entrepreneur, the User, or where the operations are generated, which shall be for the sole account and charge of the Entrepreneur or the User, as applicable.

When applicable regulations impose on ONE and/or the Integrated Providers the obligation to withhold, collect, or pay taxes linked to operations channeled through the Platform, said amounts may be deducted from the settleable amount or added to the operation, according to the applicable operational flow.

9. HANDLING OF CHARGEBACKS AND DISPUTES

9.1 Scope and Nature of Chargebacks

Chargebacks are mechanisms characteristic of card payment networks through which a User, issuing bank, or other intervening third party disputes a transaction and requests its reversal. Their merit, management, and resolution correspond to the intervening Integrated Provider, the acquirer, and applicable payment networks, according to their own rules and policies.

Payments processed through local bank transfer or other alternative non-card rails are not subject to the chargeback mechanism described in this Section. Disputes over this type of operations are governed by the rules of the corresponding Integrated Provider and applicable regulations in each jurisdiction.

9.2 ONE's Responsibility toward Card Integrated Providers

Within the framework of operational agreements concluded with Integrated Providers that process card payments, ONE acts as the responsible entity toward said Providers regarding transactions channeled through the Platform. In that context, and exclusively in said relationship:

The provisions in this Section do not imply that ONE assumes the status of seller, provider, or commercially responsible entity toward the User regarding the Entrepreneur's products and/or services, whose ownership, content, quality, and fulfillment correspond exclusively to the Entrepreneur in accordance with Sections 3.2 and 5.2.

9.3 Transfer of Liability to the Entrepreneur

Since ONE assumes the responsibilities described in Section 9.2 toward card Integrated Providers, the Entrepreneur binds themselves to:

9.4 Chargeback Protection Program

When the intervening card Integrated Provider offers a chargeback protection or coverage program, and said program is applicable to the disputed operation, the economic liability of the chargeback will be absorbed by the Integrated Provider according to the terms of said program. In that case, the Entrepreneur's indemnification obligation provided in Section 9.3(a) will not be enforceable regarding the covered amount.

ONE does not guarantee the availability, continuity, or result of any protection program. Its existence, scope, and conditions are determined exclusively by the Integrated Provider and can be modified or discontinued by it at any time according to its own policies.

9.5 Deductions and Reimbursements

When a chargeback generates an amount payable by the Entrepreneur according to this Section, ONE may deduct it from future Net Funds of the Entrepreneur or require its direct reimbursement. If there are insufficient Net Funds or the Entrepreneur ceases to operate on the Platform, the Entrepreneur must pay the owed amounts within the period informed by ONE.

9.6 ONE's Operational Role in Dispute Management

ONE will notify the Entrepreneur of chargebacks and disputes reported by the Integrated Providers and will operationally coordinate the documentation necessary for their management. The final decision on the merit of a chargeback corresponds to the Integrated Provider, the acquirer, or the intervening payment network.

10. SUSPENSION, LIMITATION, AND TERMINATION

10.1 Faculty of Suspension, Limitation, and Adoption of Measures

ONE may, at any time and at its reasonable discretion, suspend or limit the Entrepreneur's access to the Platform and its Services. This includes disabling products, content, and functionalities. The prior enablement of the account does not prevent ONE from adopting these measures if subsequent risks are detected.

10.2 Termination with Cause

ONE may immediately terminate the contractual relationship, without prior notice, upon the occurrence of the following events:

10.3 Decisions of Integrated Providers

Integrated Providers may, according to their own rules, risk policies, compliance, security, and fraud prevention, reject, suspend, block, limit, retain, or cancel operations, processing accounts, functionalities, or services linked to the Entrepreneur.

In such events, ONE may limit, suspend, disable, or discontinue, totally or partially, the Entrepreneur's access to the affected Services, without this generating any liability, compensation, or indemnification of any kind on the part of ONE.

10.4 Termination without Cause

Either Party may terminate this Agreement without needing to invoke cause by written notice (via email or through the Platform). The termination will take effect within a period of 30 calendar days from the notification.

10.5 Retentions by Integrated Providers

Upon suspension, limitation, or closure of the Entrepreneur's account, Integrated Providers may retain Net Funds pending settlement to cover chargebacks, disputes, debts, fines, or other contingencies linked to the Entrepreneur's activity, according to their own terms and policies. ONE has no access or control over said retained funds during the retention period, and assumes no liability for their release or final destination, without prejudice to its duty of operational coordination with the intervening Integrated Provider.

When the retention derives from chargebacks or contingencies attributable to the Entrepreneur's activity, the Entrepreneur must cooperate with ONE and with the Integrated Provider for the resolution of the process, providing the information and documentation requested from them.

10.6 Terms and Review Process

The timeframes and conditions applicable to retained funds are determined exclusively by the intervening Integrated Provider according to its operating rules, and may contemplate retention periods of up to 180 days, extendable in the face of active contingencies, ongoing investigations, requirements of competent authorities, or other operational or regulatory circumstances. The Entrepreneur acknowledges that the resolution of the retention process depends on the Integrated Provider and that ONE will operationally coordinate said process without assuming liability over its timelines or result.

10.7 Final Settlement

Once the Integrated Provider's review process is concluded, the net settleable amount will be determined by it after deducting chargebacks, refunds, commissions, penalties, and other applicable concepts. If a positive balance exists, it will be credited to the Entrepreneur's Wallet Address, provided that there are no pending contingencies or applicable restrictions. If the balance results in a negative amount, the Entrepreneur must reimburse the owed sums to ONE or to the Integrated Provider within the period informed to them.

10.8 Notices and Communications

ONE may notify the Entrepreneur of any measure adopted under this Section via email sent to the main address registered in the Entrepreneur's account, through the Platform, or through any other channel enabled by ONE. Unless legally provided otherwise, said communications will be considered validly served and received on the date and time of their sending, regardless of their actual reading.

10.9 No Indemnification

To the maximum extent permitted by applicable regulations, the Entrepreneur acknowledges and accepts that measures of suspension, limitation, review, or termination adopted by ONE, as well as the operational coordination of retentions, compensations, adjustments, or non-settlements applied by Integrated Providers, shall not generate, by themselves, any right to indemnification, compensation, or claim against ONE, provided that they are based on these Terms, ONE's internal policies, applicable regulations, requirements of Integrated Providers, or instructions of competent authorities.

10.10 Pending Obligations and Surviving Clauses

The suspension or termination of this Agreement, for any cause, shall not affect the validity or enforceability of pending obligations at that date, including, among others, commissions, charges, chargebacks, refunds, returns, retentions, compensations, ongoing settlements, duties of collaboration, confidentiality obligations, intellectual property, limitations of liability, indemnification, regulatory compliance, and any other obligation that, by its nature or by express provision of these Terms and Conditions, must subsist after termination.

In particular, the Entrepreneur's obligations will continue in force until the complete finalization of all settlements, adjustments, reviews, investigations, and pending processes linked to their activity on the Platform.

11. OPERATIONAL CONTROLS, REVIEWS, AND COMPLIANCE

11.1 Operational Controls and Fraud Prevention

ONE may implement operational, technical, security, fraud prevention controls, Platform integrity, sanctions, acceptable use, and contractual compliance controls regarding the use of the Platform by the Entrepreneur, based on information available to ONE, documentation supplied by the Entrepreneur, and operational reports or alerts that could be informed by Integrated Providers or intervening third parties.

Said controls may include automatic or manual reviews on account activity, products and/or services offered, commercial documentation, operating jurisdictions, activity categories, claims, reported chargebacks, Platform usage patterns, informed operational volumes, provider alerts, prohibited activities, or any other relevant indicator for ONE's risk management.

11.2 Duty of Information and Collaboration

The Entrepreneur has the obligation to inform ONE about any relevant change in their business model, legal structure, operating jurisdiction, or material variations in their sales volumes. In addition, the Entrepreneur commits to collaborate in good faith in any investigation or verification process carried out, providing the history and explanations requested from them in a timely manner.

12. RISK DISCLOSURES AND WAIVERS

12.1 Risks Linked to Digital Assets

The Entrepreneur acknowledges and accepts that certain operations channeled through the Platform may involve digital assets and/or blockchain technology, which present technological, operational, regulatory, cybersecurity, interoperability, validation risks, and risks related to the operation of networks, protocols, wallets, or associated infrastructure.

Likewise, the Entrepreneur acknowledges that the value of digital assets can fluctuate, and that the timing of conversion, settlement, or transfer can impact the amounts finally received. Integrated Providers do not guarantee value stability of any digital asset nor assume any obligation of coverage against price variations, volatility, or market conditions.

12.2 Specific Risks of Settlement in Digital Assets

Without prejudice to operational conditions applicable according to Sections 7 and 8, the Entrepreneur acknowledges and accepts that the settlement of Net Funds in digital assets presents the following specific risks, which they assume exclusively:

12.3 Clarifications of Financial Nature

ONE is not a bank, financial entity, depositary institution, investment service provider, money transmitter, custodian of funds, nor a custodian of digital assets. Likewise, ONE does not provide banking, financial, investment, exchange, deposit, custody, fund management, or financial intermediation services.

The foregoing is without prejudice to the operational responsibilities that ONE assumes toward certain Integrated Providers according to Section 9.2, which do not imply custody, administration, or intermediation of funds.

Operations or digital assets settled by Integrated Providers within the framework of the applicable operational flow do not constitute deposits, account balances, funds in custody, or assets administered by ONE. Nor are they protected by deposit insurance, banking guarantees, guarantee funds, or financial protection schemes, including the FDIC or other equivalent mechanisms.

ONE does not guarantee yield, profitability, value stability, capital preservation, immediate availability, convertibility, liquidity, nor protection against price variations, market conditions, operational failures, regulatory restrictions, decisions of Integrated Providers, blockchain networks, or intervening third parties.

The Entrepreneur shall be solely responsible for their economic, commercial, financial, fiscal, and operational decisions, as well as for compliance with legal, regulatory, tax, and contractual obligations applicable to their activity, their products and/or services, and operations carried out through the Platform.

13. INTELLECTUAL PROPERTY

13.1 Intellectual Property of the Entrepreneur

The Entrepreneur retains all intellectual property rights, ownership, and other corresponding rights over their products and/or services, as well as over the content, materials, trademarks, commercial names, texts, images, videos, audios, designs, software, documents, databases, and other elements of their ownership that they upload, publish, make available, commercialize, or use through the Platform.

The Entrepreneur declares and warrants that they own the corresponding intellectual property rights over said elements, or that they possess all licenses, permits, authorizations, and consents necessary for their use, publication, commercialization, communication, and exploitation through the Platform, and that such elements, as well as their use by the Entrepreneur and by ONE under the terms provided herein, do not infringe or violate third-party rights, including copyrights, trademarks, patents, designs, trade secrets, image, privacy, publicity, personal data, or any other applicable right.

The Entrepreneur may not upload, use, offer, transmit, commercialize, or incorporate into their products and/or services content, software, trademarks, images, videos, audios, databases, materials, technologies, or other elements of third parties or pre-existing elements regarding which they do not possess sufficient rights for their utilization and exploitation under the terms provided in these Terms and Conditions. The Entrepreneur will be solely responsible for obtaining, maintaining, and, when ONE requires it, proving the necessary licenses, authorizations, or permits.

ONE does not acquire any ownership right over the products, services, content, or materials of the Entrepreneur. ONE may, at its sole discretion and without generating any right to compensation in favor of the Entrepreneur, remove, disable, restrict, suspend, or reject any content, product, service, or material regarding which there are reasonable indications of infringement, unauthorized use, absence of sufficient rights, conflict with third-party rights, or breach of these Terms and Conditions, ONE policies, or applicable regulations.

13.2 Intellectual Property of ONE

All information, content, developments, functionalities, software, source code and object code, algorithms, models, databases, designs, interfaces, structure, architecture, look and feel, trademarks, commercial names, domain names, logos, distinctive signs, documentation, materials, know-how, and other elements integrating the Platform or linked to the Services provided by ONE are the exclusive property of ONE or have been validly licensed, assigned, or authorized in its favor, and are protected by applicable regulations regarding intellectual, industrial property, and other applicable rights.

Access to and use of the Platform does not imply assignment, transfer, license, or concession of any kind in favor of the Entrepreneur regarding ONE's intellectual property rights, except for the limited, non-exclusive, revocable, non-transferable, and non-sublicensable right to use the Platform only under the terms and for the purposes expressly provided in these Terms and Conditions.

Except with prior, express, and written authorization from ONE, it is prohibited to copy, reproduce, distribute, publish, publicly communicate, adapt, modify, translate, sublicense, commercialize, exploit, reverse engineer, decompile, disassemble, attempt to obtain the source code, create derivative works, extract or reuse totally or partially any element of the Platform or ONE Services, as well as to use trademarks, commercial names, logos, designs, interfaces, or any other distinctive sign of ONE.

Likewise, the Entrepreneur will refrain from using the Platform or any element associated with it in a way that may affect, dilute, discredit, confuse, or harm intellectual property rights, commercial reputation, or legitimate interests of ONE. Any unauthorized use of the Platform, Services, or intellectual property rights of ONE shall constitute a serious breach of these Terms and Conditions and will enable ONE to adopt corresponding legal and contractual measures, including suspension or cancellation of the account, removal of content, cessation of access to the Platform, and claims for damages and losses.

14. OTHER PROVISIONS

14.1 Applicable Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the Republic of Peru, without giving effect to conflict of laws principles or rules that could result in the application of the laws of another jurisdiction.

Any controversy, claim, or dispute arising out of or related to these Terms, the Platform, or the Services shall be definitively resolved by arbitrage at law, with seat in the city of Lima, Republic of Peru, administered by the Arbitration Center of the Lima Chamber of Commerce, in accordance with its regulations in force at the time the arbitration is initiated. Controversies must be processed individually and not as part of collective, representative, consolidated, or similar actions, to the extent permitted by applicable regulations.

Without prejudice to the foregoing, ONE may request precautionary, injunctive, urgent, or protective measures before any competent court when necessary to protect its intellectual property rights, confidential information, assets, the Platform, operation security, or its legitimate interests.

Regarding any matter that cannot be validly submitted to arbitration, the Parties submit to the jurisdiction of the competent judges and courts of Lima, Republic of Peru, expressly waiving any other venue or jurisdiction that could correspond to them, to the extent permitted by applicable regulations. The provisions in this clause will be applied to the maximum extent permitted by applicable regulations and without prejudice to those mandatory rules that cannot be validly excluded, limited, or submitted to a different jurisdiction or resolution mechanism.

14.2 Assignment

The Entrepreneur may not assign, transfer, or delegate, totally or partially, these Terms and Conditions nor the rights or obligations derived from them without prior and written authorization from ONE.

The Entrepreneur acknowledges and accepts that ONE may assign, transfer, or delegate, totally or partially, these Terms and Conditions, as well as the rights and obligations derived from them, without needing consent from the Entrepreneur, to:

  1. Holding companies, controlled companies, or companies under common control with ONE;
  2. Acquirers of its capital, business, or assets; or
  3. Successors by merger, spin-off, corporate reorganization, or other similar operation.

ONE may notify said assignment, transfer, or delegation through the Platform, via email, or through any other notification channel enabled in these Terms and Conditions, and it will take effect from the date ONE informs the Entrepreneur. Any attempt of assignment, transfer, or delegation by the Entrepreneur that does not comply with the provisions in this clause lacks validity and will produce no effect against ONE.

14.3 Severability

If any provision of these Terms and Conditions is declared invalid, illegal, void, or unenforceable, totally or partially, by a competent authority, said provision shall be deemed unwritten or shall be applied with the minimum scope necessary to preserve its validity, without affecting the validity, legality, and enforceability of remaining provisions, which shall continue in full force and effect to the maximum extent permitted by applicable regulations.

14.4 No Waiver

The failure to exercise, or late or partial exercise by ONE of any right, power, action, or remedy provided in these Terms and Conditions or applicable regulations shall not constitute a waiver of said right, power, action, or remedy, nor prevent its subsequent exercise. Any waiver by ONE will only be valid if expressly stated in writing.

14.5 Contact and Notices

Inquiries, requests, claims, or operational communications linked to the use of the Platform or Services must be channeled through contact, support, or attention methods informed by ONE on the Platform or communicated in a timely manner. For such purposes, the general support channel will be info@one.lat, unless ONE informs of another specific channel.

Legal, formal communications or those linked to termination, disputes, breaches, information requirements, regulatory compliance, competent authorities, or any other legal or compliance matter must be directed to compliance@one.lat, unless ONE informs of another specific channel for such purposes.

ONE may send notifications, notices, requirements, operational communications, or legal communications to the Entrepreneur through the email registered in their account, via the Platform, user panel, messages within the account, or any other enabled communication channel. The Entrepreneur acknowledges and accepts that it is their responsibility to keep their contact details updated and regularly check the channels enabled by ONE.

The Entrepreneur expressly accepts that communications, notifications, notices, requirements, acceptances, consents, modifications, confirmations, and other acts linked to these Terms, the Platform, or Services may be carried out by electronic means. Said electronic communications will have full validity and legal effects, and will be considered made in writing to the extent permitted by applicable regulations.

ONE may modify, update, or replace any of the contact channels at any time, informing thereof through the Platform, via email, or by any other enabled communication medium. Communications sent by ONE will be considered validly served and received from the date of their sending or making available, even if the Entrepreneur has not actually read them.

14.6 Prevailing Language

These Terms have been originally drafted in the Spanish language. In the event that translations are made into other languages and any discrepancy, conflict of interpretation, or ambiguity arises between the Spanish version and any translated version, the Spanish language version shall prevail for all legal and contractual purposes.